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O m n i B S I C
B A N K

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Personal Loan

Get Fast, Flexible Loans!

Personal Loan

Our Personal Loan offers salary earners flexible financing with competitive rates and easy repayment terms. It’s designed to cover personal and family needs like home improvements, education, or unexpected expenses, with a simple application process for quick access to funds.

  • Features & Benefits



    • Benefit from competitive interest rates that save you money.
    • Take advantage of flexible payment terms tailored to your needs.
    • Benefit from a favorable debt service ratio for manageable repayments.
    • Enjoy a generous repayment period, giving you more time and flexibility.
    • Enjoy fast approval for quick access to your loan
  • Requirements



    • A completed application form is required to initiate the loan process.
    • An Application Letter/Form must also be submitted.
    • Applicants must provide proof of terminal benefits or entitlements, such as Provident Fund, Tier 2, or Tier 3 Pensions, which will be assigned to the Bank.
    • Pay slips for the last 6 months are necessary to verify income and employment status.
    • A Bank Statement for the last 6 months is required to establish payment history
    • A letter of undertaking and domiciliation is required.
    • Default Charges of 10%
    • Guarantor and Collateral Requirements
    • Additional tariff Charges
Personal & Business Banking (PBB)

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