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Cash Backed Loan

Developed with YOU in mind.

Cash Backed Loan

Unlock the value of your investments with our Cash-Backed Loan facility—a fast and secure financing solution tailored to your needs. Use your cash deposits or fixed investments as collateral to access immediate funds while keeping your investments intact. Take control of your financial flexibility today—contact us to learn more or apply now!

  • Features & Benefits



    • Get quick financing without withdrawing your savings.
    • Borrow up to 90% of your cash deposits while keeping your savings intact.
    • Enjoy repayment terms of up to 60 months, tailored to your financial needs.
    • Lending rate is 5% above your deposit rate, ensuring affordability.
    • Simple application with your cash or fixed deposit as collateral.
  • Requirements



    • Cash (CASA Deposit or Fixed Deposit) must be held with OmniBSIC Bank to qualify for the loan.
    • The total amount granted, including Principal, 30 days of Interest and Fees, must not exceed 90% of the cash held.
    • The proposed lending rate will be at least 5% above the effective cost of funds (interest rate) being paid on the cash deposit held by the bank.
    • A processing fee of up to 2.5% will be charged, deducted from the loan amount upon approval.
    • Customers should refer to the tariffs guide for additional charges, fees, and commissions applicable to the Cash Backed Loan.


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