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O m n i B S I C
B A N K

... Not Just Another Bank

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Home Loan (LCY, GBP, USD, EUR)

Unlock the Door to Your New Home

Home Loan

Our Home Loan is designed to simplify homeownership for individuals and families, providing an affordable way to finance the purchase or construction of your home.

  • Features & Benefits



    • In partnership with trusted developers, we ensure that borrowers invest in properties built to last.
    • With just a 20% contribution required, our Home Loan is priced, disbursed, and repaid in Ghana Cedis.
    • Enjoy flexible repayment terms of up to 120 months (10 years), making it easier to manage your payments and achieve homeownership.
  • Requirements



    • Application form (Mortgage Application Documentation)
    • Minimum equity contribution of 20%.
    • Offer letter from developer/vendor.
    • Proof of Income: Current 3 months pay slips.
    • 6 months Bank statements (New-to-Bank customers)
    • Proof of Residence, i.e. Utility Bill (standard KYC documentation)
    • Undertaking by employer to channel salaries through OmniBSIC Bank where account is domiciled in OmniBSIC Bank or deduct from source and make payments directly to OmniBSIC for non-account holders or schemes.
    • Valuation report (by OmniBSIC Bank approved valuer)
    • Property title to commission search.


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