Our mobile banking services are designed to allow customer do banking transactions via mobile phone (USSD & APP)
Benefits:
Customers can expect to enjoy the following benefits:

• Account enquiries and last 5 transactions
• Internal funds transfers
• Account to Own wallet, Account to other wallet & Wallet to Account services
• Airtime & Data purchase for self and others
• Order Cheque books, bank drafts, stop cheques among others.
• Utility bill payments
• Set up standing orders

Terms & Conditions

• Open a current or savings account with the Bank.
• Sign up for Mobile Banking.

Gh-link Card
Our debit card allows customers to access their accounts, check balances, get mini statements and withdraw cash 24/7 from us and gh-link enabled ATMs across Ghana.
Benefits
Customers enjoy the following benefits:

• Quick and easy view of your balance;
• Withdraw cash easily on Gh-link enabled ATMs;
• Request mini statement for quick reconciliation;
• Cheaper cost per transaction;
• EMV chip and PIN card for secured transactions;
• Access to over 1000 ATMs and 2500 POS terminals locally

Terms & Conditions

• Open a current or savings account with the Bank.
• Fill the card application form.

Our Visa debit card allows cardholders to withdraw cash, from Visa enabled ATMs, make online or POS payments for goods and services.

Benefits
Customers enjoy the following benefits:

• EMV certified chip and PIN card;
• Available on both savings and current accounts;
• Accepted on numerous POS terminals, online platforms, & ATMs across the world
• Single Currency Card i.e. Cedi denominated;
• Perform transactions including cash withdrawals, online & POS payments
• Check account balance;
• Request mini statement printout and PIN change services;
• Have secure and convenient way of accessing funds;
• Usable on both local and international terminals;

Terms & Conditions

• Open a current or savings account with the Bank.
• Fill the card application form

Our e-zwich smartcard is a convenient and secure way of paying for goods and services based on fingerprint (biometric) identification.
Benefits
Customers enjoy the following benefits:

• Make cash withdrawals on POS terminals and e-zwich enabled ATMs;
• Receive salaries, wages, allowances among others;
• Make bill payments from any E-zwich Point of Sale (POS) terminal;
• Transfer money from any mobile money wallet to Ezwich Card;
• Receive foreign Remittance (Unity Link) on your ezwich Card;
• Perform money transfers services;
• Enjoy instant card issuance;
• Instantly send and receive cash;
• Perform basic banking transactions at any financial institution in the country;
• Secure funds accessing only using your fingerprints;
• Card replacement without loss of money on the card.

Terms & Conditions

• Apply for an e-zwich card;
• Complete KYC processes.

Our Church collection Solution comes in USSD, App or web driven to accept payments through Cards (VISA, Master, China Union pay, Diners Club, American Express) and Mobile money (MTN, Vodafone, AirtelTigo). Our service is specifically designed to address not only the payment needs of churches but other dynamics that enhance church membership growth and its development. Our solution provides churches real-time transaction update on their dashboard or portal and this helps with reconciliation. Smart Church also provides church administration the platform to better improve church finance management, member welfare and a one stop shop for communicating seamlessly to the congregation using our Church CRM.
Terms & Conditions

• Open a business current account with the Bank
• Fill the Church payments form and get set up in 72hours.

Our Android based POS devices serve as transactional hubs for retail businesses such as restaurants, shopping centers, malls, supermarkets, pharmacies, hospitals among others. We have deployed numerous POS devices at strategic merchant locations to promote cashless payments while offering convenience. Our Smart Android based POS terminal offers our customers a secure and convenient way of accepting payments from their customers.
Benefits
Customers enjoy the following benefits:

• Acceptable Payments on Smart POS include VISA Card, MasterCard, gh-link Card, MTN Mobile Money, Vodafone Cash, AirtelTigo Cash and G-Money.
• Ability to use Wi-Fi.
• Basic android features
• Transactions are settled in 72hrs.
• Safer and more convenient than receiving cash payment.
• Merchant portal for monitoring and easy reconciliation.
• Flexible option of accepting payments.

Terms & Conditions

• Open a business current account with the Bank
• Fill the POS Merchant Request form and receive device in 72hours.
• Sign POS Merchant agreement.

Our Mobile Money POS is an app that can be downloaded on google playstore. It serves as transactional hubs for retail businesses that mainly receive mobile money as a payment medium such as chop bars, barbering shops, mini malls, supermarkets, delivery companies, pharmacies, transport business among others. We have numerous downloads of our SmartPay app used by both bank and non- bank merchant locations to promote cashless payments while offering convenience. Our SmartPay App offers customers a secure and convenient way of accepting mobile money payments from their customers.
Benefits
Customers enjoy the following benefits:

• Acceptable Payments on SmartPay include MTN Mobile Money, Vodafone Cash, AirtelTigo Cash and G-Money.
• Transactions are settled in 48hrs.
• Safer and more convenient than receiving cash payment.
• Merchant portal for monitoring and easy reconciliation.
• Flexible option of accepting payments.

Terms & Conditions

• Download the app on google playstore.
• Get registered and start accepting payments in 48hours.
• Settlement option for Bank Account (OmniBSIC Bank Client) and preferred mobile Wallet.

Our Payment link and QR Code allows a merchant to receive payment using the link or QR Scan Code. It serves as transactional hubs for retail businesses that receive payment from their customer whether far or near such as Schools, Old School Clubs, Churches, Cargo & freight forwarders, Car dealers & garages, Bolt / Uber / Yango drivers among others. The service is to promote cashless payments while offering convenience. Our Payment link and QR Code offers customers a secure and convenient way of accepting both Cards and mobile money payments from their customers.
Benefits
Customers enjoy the following benefits:

• Acceptable Payments on payment link include Visa Card, Master Card, MTN Mobile Money, Vodafone Cash, AirtelTigo Cash and G-Money.
• Transactions are settled in 72hrs.
• Has 3D secure system for Security and Verification.
• Safer and more convenient than receiving cash payment.
• Merchant portal for monitoring and easy reconciliation.
• Flexible option of accepting payments.

Terms & Conditions

• Open an account with OmniBSIC Bank.
• Fill payment link forms and get set up within 48hrs.

Through this service, customers can receive detailed softcopies of their account statements through their emails at a predefined period, normally monthly.

Benefits
Customers enjoy the following benefits:

• Monthly account statements;
• Customized periodic statements;
• Automated access to account statements;

Terms & Conditions

• Open a current or saving account with the Bank.
• Sign up for E-Statement

Real-time information on customer's phone for all account transactions
Benefits
Customers enjoy the following benefits:

• Up to date information on account transactions.
• Monitoring of transactions anywhere in the world with network coverage/roaming services.
• Notification of cheque book and ATM Card issuance.
• Investment and loan due date notification.
• New Account Opening notification.
• Inactivate account activation notification.

Terms & Conditions

• Open a current and savings account.
• Request to be signed unto SMS Alert if you are not already on the service

Our partnership with electronic money issuers allows both bank and non-bank customers to transact easily with us. Distributors, Super agents and Agents can make bulk purchase or sale of e-money at our 42 branches nationwide in a fast, secure, convenient and affordable way.
Benefits
Customers enjoy the following benefits:

• Cash in and Cash out of funds.
• Redeem Token transactions from all Telco’s
• Purchase, Offload and Swap e-money with us.
• Bulk Salary Payment via workers wallets
• Purchase airtime and data bundles.

Terms & Conditions

• Unlimited transactions for Merchants and Agents.

A secure platform that allows both individuals and corporate entities to pay their postpaid electricity bills conveniently.

Benefits
It’s fast, safe and easy to use.
Terms & Conditions

• Submit payment advice (cheque, cash, transfer, etc.) to the Bank.
• Provide correct ECG account number to the Bank for payment to be effected.

Our secured platform allows both individuals and corporate entities to pay their employees SSNIT contributions conveniently.

Benefits
Customers can expect to enjoy a fast, safe and convenient means to make their SSNIT contributions.
Terms & Conditions

• Submit payment advice (cheque, cash, transfer, etc.) to the Bank.
• Provide particulars (Name, SSNIT Number, Amount, etc.) of SSNIT contributor to the Bank for payment to be effected.