We guide customers with the purchase and sale of any of the major trading foreign currencies in return for the domestic currency or another foreign currency.

Features & Benefits

• Clients can take delivery of the requested foreign currency in either cash or by transfer from their Cedi account into their Foreign Exchange Account (FEA).
• Special rates are considered based on the volume of the transaction and such a special rate must always be agreed upon.

Terms & Conditions

• The rate used for these transactions is the selling rate (offer/ask rate) or buying rate (bid rate) as displayed on the rates board.
• For cross-currency transactions, treasury provides the rates on the spot.
• Special rates aside board rates are at the full discretion of the Bank.
• Selling rates for transfers may differ from the selling rates for cash payments.
• Refer to rates board for all other information relating to rates.

We offer fixed-income risk-free instruments issued by the government at guaranteed rates over specified periods of time.

Features & Benefits

• Tenure for Treasury Bills ranges from 91 Day, 182 Day and 364 Day Bills.
• Tenure for Treasury Notes and Bonds ranges from 2yr, 3yr and 5yr, etc.
• Investment can be used as collateral for a credit facility.

Terms & Conditions

• Pre-liquidation of investment is possible at a discounted rate.
• Primary auction is regulated by the Bank of Ghana.
• Secondary trades are available at current yields.

We also offer investment accounts with a fixed duration which are suitable for businesses with funds for investment over a specified period of time.

Features & Benefits

• Maturities of 30, 60, 91,182 and 365 days available.
• Competitive interest rates.
• Dedicated Relationship Manager.
• Features of account type (current/savings) selected shall apply unless waived.

Terms & Conditions

• Complete the Fixed Deposit application form.
• The minimum principal to invest is GHS 2,000.00.
• Early redemption penalty applies.
• Customer shall open a savings or current account.
• Account opening requirements for account type selected must be met.
• Customers who invest GHS 5,000.00 and above may negotiate for interest payment upfront or in advance at a competitive discounted rate.
• Refer to rates board for interest rate receivable.

We offer this secured investment account product with a fixed duration which guarantees our clients great returns.

Features & Benefits

• Maturities of 3, 6 and 12 months available.
• Competitive interest rates.
• Features of account type (current/savings) selected by the customer to operate Fixed Deposit shall apply.

Terms & Conditions 

• The customer shall open a savings or current account as an operational account.
• Account opening requirements for account type selected must be met.
• The minimum principal to invest is USD500, 000.
• Early redemption penalty applies.